Risk Management Officer

- Establish procedure on risk management and risk management evaluation.
- Set up specific risk categories (risk lines) and assign appropriate methods to address violations within each risk category.
- Collaborate with the first line of defense to identify and monitor risks.
- Analyze and warn of potential risks, proposing short-term and long-term preventive measures.
- Participate in risk-related decisions according to internal regulations.
- Produce internal risk management reports as required.
Kind of Risks:
1. Credit Risk arise from Customer Partner (supplier, ...)
Identifying potential risks, setting risk tolerance levels, and establishing policies to minimize losses.
Issue and review credit limits for customers or business units based on their creditworthiness, financial stability, and risk profile.
Continuously track and evaluate the performance of outstanding loans and credit portfolios. Implement corrective actions to address any deterioration in credit quality.
Other daily tasks: credit assessment, credit approval, etc.
2. Operational Risk arise from Customer, Employees
Identify, monitor, and control the following risks: internal fraud, external fraud, labor policy violations, customer violations, anti-money laundering violations, property damage/loss, and business interruption.
Manage operational risks related to outsourcing activities.
Manage operational risks in technology applications.
Purchase insurance to mitigate operational loss risks.

- Bachelor degree or above, majored in Auditing, Risk Management, Finance - Banking or related majors is a must.
- Fluent in English (4 skills).
- Candidate with experience in Risk Management, Audit, Credit Appraisal at Finance – Banking, Securities, Audit Services companies is highly preferred.
- Have knowledge of regulations, products in the banking and finance industry, risk management methods and techniques.
- Proficient in Microsoft Office (PowerPoint, Word, Excel).
- Carefully, logically, quick learning and good communication and present, solving problem orientation, honesty and integrity, independent to propose proposal to top authority from 0 to have.